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← Embedded Finance Index 2026

Brick

“Can a single open finance + payments API become the default money-movement layer for Southeast Asian platforms?”

Founded2021
HQJakarta, Indonesia
Latest roundSeed (2022)
IndustryInfrastructure / Open banking
The story

Brick is an Indonesia-based open finance API platform serving Southeast Asia. Originally positioned as a financial data aggregator (Plaid-for-SEA), Brick has expanded into payment orchestration — disbursements, virtual accounts, BI-Fast, QRIS, payment links, and e-wallet acceptance — operating under the licensed remittance entity PT Eastern Transglobal Remittance and partnered with PT Ionpay Networks.

Last 12 months
—
Product timeline
2021
Brick founded in Indonesia to provide open finance APIs across Southeast Asia.· founding
2022
Raised seed funding round (covered in fintech funding press round-ups).· funding
Regulated entities
2
regulatory licences held by Brick
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Brick’s embedded-finance stack
Payments / PSP
Brick Disbursement API (self-operated)Brick BI-Fast (self-operated)Brick Virtual Account API (self-operated)Brick QRIS Dynamic/Static (self-operated)Brick Payment Link (self-operated)Brick E-Wallet Acceptance (self-operated)
Open banking
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Brick — frequently asked

What bank does Brick use?

Brick discloses PT Ionpay Networks as its sponsor bank, according to the Embedded Finance Index 2026.

Is Brick a bank?

Brick does not disclose a bank charter of its own; its banking services are provided through PT Ionpay Networks.

Who is Brick's payment processor?

Brick processes payments through Brick Disbursement API (self-operated), Brick BI-Fast (self-operated), Brick Virtual Account API (self-operated), Brick QRIS Dynamic/Static (self-operated), Brick Payment Link (self-operated) and Brick E-Wallet Acceptance (self-operated).

Which open banking provider does Brick use?

Brick connects to bank accounts through Brick (self-operated open finance API).

What is Brick's embedded finance stack?

The Embedded Finance Index 2026 maps 3 layers in Brick's stack: Payments / PSP (Brick Disbursement API (self-operated), Brick BI-Fast (self-operated), Brick Virtual Account API (self-operated), Brick QRIS Dynamic/Static (self-operated) and 2 others); Open banking (Brick (self-operated open finance API)); Sponsor bank (PT Ionpay Networks).

Where is Brick headquartered?

Brick is founded in 2021 and headquartered in Jakarta, Indonesia.

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