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Brankas

Can a Southeast Asian open finance API aggregator become the de-facto embedded finance infrastructure layer for banks, fintechs, and platforms across emerging markets?

Founded2016
HQSingapore, Singapore
Total raised$36.4M
IndustryInfrastructure / Open banking
The story

Founded in 2016 in Singapore, Brankas started as an open finance API aggregator connecting businesses to financial institutions across Southeast Asia. The company expanded from data APIs and account information services into payment initiation (Direct/Disburse APIs), then into Lending-as-a-Service infrastructure and remittance enablement — evolving from a read-only data layer into a full payment and embedded finance infrastructure provider. Brankas now positions itself as a compliance-readiness and open finance platform supporting BSP, Jordan, and Vietnam regulatory frameworks.

Last 12 months
2024-06
2024-08
Product timeline
2016
Brankas founded in Singapore as an open finance technology company for Southeast Asia.· pivot
2021
Achieved PCI-DSS Level 1 certification, enabling secure payment infrastructure services.· banking
2024
Partnered with Global Finteq to launch Lending-as-a-Service (LaaS) platform in the Philippines.· lending
2024
Launched LoanLink with Boost Capital — the first chat-based lending solution in Southeast Asia.· lending
2024
Partnered with Pera Hub to launch a digital remittance platform in Southeast Asia.· banking
Regulated entities
PCI-DSS Level 1
International · 2021
Brankas Pte. Ltd.
ISO 27001
International
Brankas Pte. Ltd.
The stack
Lending
Lending-as-a-Service (LaaS) platformLoanLink (chat-based loan application)
Open banking
Brankas (self-operated)
Accounting gap: none