“Can a Southeast Asian open finance API aggregator become the de-facto embedded finance infrastructure layer for banks, fintechs, and platforms across emerging markets?”
Founded in 2016 in Singapore, Brankas started as an open finance API aggregator connecting businesses to financial institutions across Southeast Asia. The company expanded from data APIs and account information services into payment initiation (Direct/Disburse APIs), then into Lending-as-a-Service infrastructure and remittance enablement — evolving from a read-only data layer into a full payment and embedded finance infrastructure provider. Brankas now positions itself as a compliance-readiness and open finance platform supporting BSP, Jordan, and Vietnam regulatory frameworks.
Brankas connects to bank accounts through Brankas (self-operated).
The Embedded Finance Index 2026 maps 2 layers in Brankas's stack: Lending (Lending-as-a-Service (LaaS) platform and LoanLink (chat-based loan application)); Open banking (Brankas (self-operated)).
Brankas is founded in 2016 and headquartered in Singapore, Singapore.
Brankas has raised $36.4M in total.
Get a read on where your own stack stands against Brankas and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.