“Can BPC turn SmartVista into the go-to white-label embedded payment and digital banking infrastructure platform for financial institutions and fintechs in underserved and emerging markets?”
BPC began as a banking and payments technology vendor delivering on-premise software under the SmartVista brand to financial institutions across emerging and developed markets. Over 27+ years it evolved into a full end-to-end payment platform covering issuing, acquiring, switching, digital banking, open banking APIs, digital lending, BNPL and microfinance — available on-premise, PaaS and SaaS. The company subsequently launched BPC Payment Service as a white-label managed-service product wrapping SmartVista for PSPs, fintechs and banks that want outsourced processing. The strategic pivot is toward embedded-finance platform delivery: selling SmartVista as the infrastructure layer to help banks and fintechs offer embedded payment, lending and banking experiences inside third-party apps and super-apps.