“Can a global payments-technology platform accelerate bank and fintech digitization by offering a full-stack card-processing, acquiring, switching, fraud, and BNPL SaaS solution deployable on any cloud or on-premise?”
BPC began as a banking and payments technology vendor focused on on-premise card processing and switching solutions (SmartVista platform) for financial institutions globally. Over time the company expanded its delivery model to include SaaS and cloud-based deployments, broadening its addressable market. Its Americas expansion onto Oracle Cloud Infrastructure signals a deliberate push into North and Latin America and the Caribbean, shifting from a primarily EMEA and Asia-focused footprint. The addition of a BNPL product line reflects a strategic move to serve the evolving consumer credit needs of its bank and fintech clients.
Bpc processes payments through BPC SmartVista (self-operated).
The Embedded Finance Index 2026 maps 2 layers in Bpc's stack: Payments / PSP (BPC SmartVista (self-operated)); Lending (Buy Now Pay Later (BNPL) – full lifecycle Debt Payment Programme, Fixed, annuity, differentiated, scheduled and split payment plans and Analytics-based credit limits for financial institutions).
Bpc is headquartered in Baar, Zug, Switzerland.
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