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Boost

Can a Southeast Asian e-wallet evolve into a vertically integrated digital bank and SME fintech across consumer, lending and merchant rails?

Founded2017
HQKuala Lumpur, Malaysia
IndustryFintech / SMB banking
The story

Boost began as Axiata's Malaysian e-wallet in 2017 and has since evolved into a full fintech group spanning wallet payments, SME financing, BNPL (Boost PayFlex), merchant acquiring, cross-border enterprise payments, and — via a Bank Negara digital banking license — Boost Bank in partnership with RHB. The company positions itself as a 'lifestyle fintech' combining wallet, bank, lending and merchant tools under one brand for Malaysian consumers and SMEs.

Last 12 months
Product timeline
2017
Boost launched as Axiata Group's e-wallet in Malaysia.· pivot
2022
Boost (with RHB Bank) awarded a Malaysian digital bank license by Bank Negara Malaysia.· banking
2024
Boost Bank goes live with deposit Jars and debit cards.· banking
Regulated entities
Digital Bank License
Malaysia (BNM) · 2022
Boost Bank (Boost Holdings Sdn. Bhd.)
E-money Issuer
Malaysia (BNM)
Boost Holdings Sdn. Bhd.
The stack
Payments / PSP
Boost Wallet (self-operated)DuitNow QR (self-operated)Boost Terminal (self-operated)BoostBiz POS & Soundbox (self-operated)
Banking / BaaS
Boost Bank (in-house, JV with RHB Bank)
Card issuing
Boost Bank (in-house)
Lending
Boost Credit / Boost Bank (in-house)Boost Financing (SME term loan)Boost Bank Revolving Credit (SME)Boost PayFlex (consumer BNPL, up to 24 months)Boost PayFlex for Biz
Open banking
DuitNow (Malaysia national rails)
Sponsor bank
RHB Bank (digital bank JV partner)
Accounting gap: significant