← Embedded Finance Index 2026

Big4 Holiday Parks

Can a franchise-model holiday park cooperative standardise digital payments and guest experience infrastructure across 300+ independently-owned properties in Australia?

Founded1979
HQMelbourne, Australia
IndustryHospitality / Vertical SaaS
The story

BIG4 Holiday Parks began in 1979 as a marketing cooperative of individually-owned caravan parks, operating as a co-operative for the benefit of member parks. Over four decades, the network evolved from basic caravan parks to full-service holiday parks featuring cabins, glamping, pools, splash parks, and resort-style amenities. The organisation has progressively modernised its digital infrastructure, most notably adopting Stripe's integrated payments suite (including Apple Pay, Google Pay, and Stripe Radar) to enable secure online bookings across its 300+ park network. BIG4 operates centrally as a marketing and membership body; each park is individually owned and operated as a franchisee.

Last 12 months
2025-12
Product timeline
1979
BIG4 Holiday Parks founded as a marketing cooperative network of caravan and holiday parks across Australia.· pivot
2022
Adopted Stripe Payments and Stripe Radar for online bookings and fraud detection across the network.· banking
2025
Network grew to over 300 locations across Australia; expanded accommodation offerings to include glamping tents.· pivot
The stack
1 layer disclosed in Big4 Holiday Parks’s embedded-finance stack
Payments / PSP
Stripe
Accounting gap: none