Bemybond
“Can a retail bond investment platform in Lithuania achieve mass-market adoption by embedding a full financial stack — wallets, payments, compliance — via a single BaaS provider?”
HQLithuania
IndustryFintech / Investment
The story
BeMyBond was conceived as a retail-accessible bond investment platform in Lithuania, aiming to democratize fixed-income investing by lowering the minimum investment threshold to €100–€1,000 per bond. Rather than building its own financial infrastructure, the company launched using ConnectPay's embedded finance modules, outsourcing digital wallet, payment rails, compliance, and KYC to a single BaaS provider. This allowed it to go to market rapidly without acquiring its own EMI license.
Last 12 months
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The stack
3 layers disclosed in Bemybond’s embedded-finance stack
Payments / PSP
Money movement
in the full report
Banking / BaaS
in the full report
Accounting gap: none
3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.