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Bemybond

Can a retail bond investment platform in Lithuania achieve mass-market adoption by embedding a full financial stack — wallets, payments, compliance — via a single BaaS provider?

HQLithuania
IndustryFintech / Investment
The story

BeMyBond was conceived as a retail-accessible bond investment platform in Lithuania, aiming to democratize fixed-income investing by lowering the minimum investment threshold to €100–€1,000 per bond. Rather than building its own financial infrastructure, the company launched using ConnectPay's embedded finance modules, outsourcing digital wallet, payment rails, compliance, and KYC to a single BaaS provider. This allowed it to go to market rapidly without acquiring its own EMI license.

Last 12 months
The stack
Payments / PSP
ConnectPay
Banking / BaaS
ConnectPay
Accounting gap: none