“Can a retail bond investment platform in Lithuania achieve mass-market adoption by embedding a full financial stack — wallets, payments, compliance — via a single BaaS provider?”
BeMyBond was conceived as a retail-accessible bond investment platform in Lithuania, aiming to democratize fixed-income investing by lowering the minimum investment threshold to €100–€1,000 per bond. Rather than building its own financial infrastructure, the company launched using ConnectPay's embedded finance modules, outsourcing digital wallet, payment rails, compliance, and KYC to a single BaaS provider. This allowed it to go to market rapidly without acquiring its own EMI license.
Bemybond discloses ConnectPay as its banking provider, according to the Embedded Finance Index 2026.
Bemybond does not disclose a bank charter of its own; its banking services are provided through ConnectPay.
Bemybond processes payments through ConnectPay. Disclosed money-movement rails: SWIFT and SEPA.
The Embedded Finance Index 2026 maps 3 layers in Bemybond's stack: Payments / PSP (ConnectPay); Money movement (SWIFT and SEPA); Banking / BaaS (ConnectPay).
Bemybond is headquartered in Lithuania.
Get a read on where your own stack stands against Bemybond and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.