Barclaycard Partner
“Can Barclays embed its lending and payment acceptance infrastructure directly into partner merchant journeys to become the default financing layer at UK retail checkouts?”
Barclaycard Partner Finance (operating as Barclays Partner Finance for point-of-sale consumer lending and as Barclaycard for business payment acceptance) is the embedded/white-label finance arm of Barclays Bank UK PLC. It provides point-of-sale finance to UK retailers and merchants through automated lending decisions, and separately offers merchant cash advance (working capital) products to SMEs. The partnership with Liberis represents a move toward API-driven, revenue-based finance infrastructure, embedding alternative lending at the checkout and in business banking alongside Barclaycard's core acquiring proposition.