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Banque Du Caire

Can Egypt's third-largest bank modernize its infrastructure through fintech partnerships fast enough to lead digital financial inclusion across 100M+ Egyptians?

Founded1952
HQNasr City, Cairo, Egypt
Total raised$200M
IndustryBank / National
The story

Founded in 1952 as a state-backed commercial bank, Banque du Caire has long been one of Egypt's top-three banks by size, renowned for pioneering institutionalized microfinance and financial inclusion well before peers. Over the past decade, the bank has accelerated a digital transformation agenda, launching QaheraCash mobile wallet, internet and mobile banking, and partnering with fintechs (Taly, Telda, TerraPay) to embed digital payments and remittance capabilities into its infrastructure. The bank now operates as a hybrid traditional/digital institution — self-operating core banking and lending while outsourcing card processing, acquiring, and cross-border remittance to specialist fintech partners.

Last 12 months
2025-03
2025-10
2026-04
Product timeline
1952
Banque du Caire founded in Egypt as a full-service commercial bank.· banking
2022
Launched prepaid card product with Telda fintech startup, powered by Mastercard, enabling cardless Egyptians to access payment cards.· card
2023
Began initial acquiring partnership with Taly, the Egyptian digital payments enabler.· banking
2024
Published 2024 Annual Report highlighting EGP 26.8BN microfinance portfolio, 4.2M clients, and 249 branches; digital strategy highlighted as core pillar.· banking
2025
Partnered with TerraPay to enable digital remittance payouts to all Egyptian bank accounts and mobile wallets.· banking
2025
Expanded Taly partnership to cover credit card processing and operations in addition to acquiring.· card
2025
MetLife bancassurance partnership entered its second year, covering 157 branches and broad customer base.· banking
Regulated entities
National Bank Charter
Egypt (Central Bank of Egypt) · 1952
Banque du Caire S.A.E.
The stack
Payments / PSP
Taly (acquiring)Taly (credit card processing)
Banking / BaaS
Banque du Caire S.A.E. (in-house)
Card issuing
Banque du Caire S.A.E. (in-house)
Lending
Personal loansAuto loansMortgage financeEducational loansSolar power loanBoats and yachts loansEngaz Loan (VSE working capital, digital)SME lending (EGP 26.8BN portfolio)Microfinance loansAcquisition financeTailored structured finance facilitiesTrade financeSupply chain finance
Insurance
MetLife
FX & payouts
TerraPay
Accounting gap: minor