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← Embedded Finance Index 2026

Banque Du Caire

“Can Egypt's third-largest bank modernize its infrastructure through fintech partnerships fast enough to lead digital financial inclusion across 100M+ Egyptians?”

Founded1952
HQNasr City, Cairo, Egypt
Total raised$200M
IndustryBank / National
The story

Founded in 1952 as a state-backed commercial bank, Banque du Caire has long been one of Egypt's top-three banks by size, renowned for pioneering institutionalized microfinance and financial inclusion well before peers. Over the past decade, the bank has accelerated a digital transformation agenda, launching QaheraCash mobile wallet, internet and mobile banking, and partnering with fintechs (Taly, Telda, TerraPay) to embed digital payments and remittance capabilities into its infrastructure. The bank now operates as a hybrid traditional/digital institution — self-operating core banking and lending while outsourcing card processing, acquiring, and cross-border remittance to specialist fintech partners.

Last 12 months
2025-03
2025-10
2026-04
Product timeline
1952
Banque du Caire founded in Egypt as a full-service commercial bank.· banking
2022
Launched prepaid card product with Telda fintech startup, powered by Mastercard, enabling cardless Egyptians to access payment cards.· card
2023
Began initial acquiring partnership with Taly, the Egyptian digital payments enabler.· banking
2024
Published 2024 Annual Report highlighting EGP 26.8BN microfinance portfolio, 4.2M clients, and 249 branches; digital strategy highlighted as core pillar.· banking
2025
Partnered with TerraPay to enable digital remittance payouts to all Egyptian bank accounts and mobile wallets.· banking
2025
Expanded Taly partnership to cover credit card processing and operations in addition to acquiring.· card
2025
MetLife bancassurance partnership entered its second year, covering 157 branches and broad customer base.· banking
Regulated entities
1
regulatory licence held by Banque Du Caire
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in Banque Du Caire’s embedded-finance stack
Payments / PSP
Taly (acquiring)Taly (credit card processing)
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Insurance
in the full report
FX & payouts
in the full report
Accounting gap: minor
17 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Banque Du Caire — frequently asked

What bank does Banque Du Caire use?

Banque Du Caire discloses Banque du Caire S.A.E. (in-house) as its banking provider, according to the Embedded Finance Index 2026.

Is Banque Du Caire a bank?

Banque Du Caire does not disclose a bank charter of its own; its banking services are provided through Banque du Caire S.A.E. (in-house).

Who is Banque Du Caire's payment processor?

Banque Du Caire processes payments through Taly (acquiring) and Taly (credit card processing).

Who issues Banque Du Caire's cards?

Banque Du Caire's cards are issued through Banque du Caire S.A.E. (in-house).

Who handles Banque Du Caire's FX and cross-border payouts?

Banque Du Caire uses TerraPay for FX and cross-border payouts.

Which insurance provider does Banque Du Caire partner with?

Banque Du Caire's embedded insurance is provided by MetLife.

What is Banque Du Caire's embedded finance stack?

The Embedded Finance Index 2026 maps 6 layers in Banque Du Caire's stack: Payments / PSP (Taly (acquiring) and Taly (credit card processing)); Banking / BaaS (Banque du Caire S.A.E. (in-house)); Card issuing (Banque du Caire S.A.E. (in-house)); Lending (Personal loans, Auto loans, Mortgage finance, Educational loans and 9 others); Insurance (MetLife); FX & payouts (TerraPay).

Where is Banque Du Caire headquartered?

Banque Du Caire is founded in 1952 and headquartered in Nasr City, Cairo, Egypt.

How much funding has Banque Du Caire raised?

Banque Du Caire has raised $200M in total.

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