“Can a cooperative banking IT provider become the definitive open banking infrastructure layer for Danish banks under PSD2?”
Bankdata is a Danish financial technology cooperative that provides shared IT infrastructure and software to a consortium of Danish banks. Its core offering includes core banking systems, digital banking applications (MobileBank, WebBank), and PSD2-compliant open banking APIs built on the Berlin Group Specifications. In recent years, Bankdata has invested in open banking infrastructure, adding TPP regulatory verification via Konsentus Verify to secure its PSD2 API gateway and ensure only properly licensed third parties can access member bank accounts.
Bankdata is headquartered in Denmark.
Get a read on where your own stack stands against Bankdata and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.