← State of Embedded Finance 2026

Automotive

Can embedded finance infrastructure providers like Alviere become the financial backbone for automotive OEMs and dealers, enabling cars and mobility platforms to natively offer banking, payments, lending, and insurance?

IndustryInfrastructure / BaaS
The story

The 'Automotive' target here represents the automotive vertical's adoption of Alviere's embedded finance platform, as documented in the IBS Intelligence article. Alviere, a BaaS/embedded finance infrastructure provider, launched a dedicated automotive embedded finance platform to help OEMs, dealers, and mobility companies embed banking, payments, lending, and insurance into their customer journeys. The evidence does not identify a single named end-company as the target; rather, it captures the embedded finance stack relevant to the automotive industry vertical as served through Alviere and adjacent vendors.

Last 12 months
2025
Product timeline
2025
Alviere launches an embedded finance platform specifically for the automotive sector, enabling automotive OEMs, dealerships, and mobility companies to offer financial products.· banking
The stack
Payments / PSP
Stripe
Banking / BaaS
Alviere
Lending
Automotive embedded lendingBuy Now Pay Later for aftermarket parts (Payl8r)Multi-lender consumer financing for aftermarket car parts (ChargeAfter)Floor plan financing for independent dealers (NextGear Capital First Gear)Business loans for auto companies (iwoca)
Payroll
Check
Open banking
Stripe
Accounting gap: none