ApideckTape
← Embedded Finance Index 2026

Auric

“Can sport club fandom be turned into a payments and loyalty rail through co-branded debit cards?”

HQGhent, Belgium
IndustryInfrastructure / Card issuing
The story

Auric was originally launched as Bonsai BV, a Ghent-based B2C fintech app that reportedly grew to around 100,000 users. In 2025, founder Koen Vanpraet announced a pivot from the consumer app to a B2B embedded finance infrastructure provider, rebranded as Auric. The new positioning targets sports clubs (and similar fan/loyalty-driven brands) with white-labeled co-branded payment cards designed to monetize fan loyalty via affiliate networks and payment data. The Club Brugge partnership is the flagship launch of this new model.

Last 12 months
2025-05
2025-05
Product timeline
0
Founded as Bonsai BV, a B2C fintech app that scaled to ~100K users· pivot
2025
Pivoted from B2C fintech (Bonsai) to B2B embedded finance infrastructure, rebranded as Auric· pivot
2025
Partnership with Club Brugge to launch a branded loyalty payment card for sport club fans· card
2025
Won France-Belgium semi-final of 'Mastercard For Fintechs' competition· card
The stack
1 layer disclosed in Auric’s embedded-finance stack
Payments / PSP
Auric branded payment card (self-operated)
Accounting gap: none

Auric — frequently asked

Who is Auric's payment processor?

Auric processes payments through Auric branded payment card (self-operated).

Where is Auric headquartered?

Auric is headquartered in Ghent, Belgium.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against Auric and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to Auric and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.