← Embedded Finance Index 2026

Arise Money

Can a fee-free earned wage access model paired with a checking account and debit card displace payday lending for underserved US consumers?

HQAtlanta, Georgia, USA
Latest roundOther Investors
IndustryFintech / Consumer banking
The story

Arise Money is a consumer fintech headquartered in Atlanta, Georgia, focused on providing fee-free earned wage access alongside a checking account with a Visa Debit card. The company targets individuals needing immediate financial access before their paycheck arrives. It has received backing from VentureLabs and uses Piermont Bank as its banking partner, consistent with a BaaS model for its deposit and card products. The company remains early-stage with limited public footprint.

Last 12 months
The stack
3 layers disclosed in Arise Money’s embedded-finance stack
Banking / BaaS
Piermont Bank
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: none
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.