“Can a fee-free earned wage access model paired with a checking account and debit card displace payday lending for underserved US consumers?”
Arise Money is a consumer fintech headquartered in Atlanta, Georgia, focused on providing fee-free earned wage access alongside a checking account with a Visa Debit card. The company targets individuals needing immediate financial access before their paycheck arrives. It has received backing from VentureLabs and uses Piermont Bank as its banking partner, consistent with a BaaS model for its deposit and card products. The company remains early-stage with limited public footprint.