← Embedded Finance Index 2026

Arcads

Can a five-person team build a $10M+ ARR AI video-ad SaaS by replacing the influencer-marketing production stack with AI-generated UGC at scale?

Founded2024
HQFrance (Mont Saint Aignan, Normandy)
FoundersDylan Fournier, Romain Torres
IndustryVertical SaaS / AI Video Advertising
The story

Founded in early 2024 by serial mobile app entrepreneurs Dylan Fournier and Romain Torres, Arcads was built from the ground up as a subscription SaaS platform for AI-generated UGC video ads. The company is legally operated under the entity FRESHR (registered in Rouen, France) and chose Stripe as its sole payments infrastructure from launch. Within two years it scaled to $10M ARR and 6,000+ paying subscribers with a team of five, demonstrating capital-efficient growth driven entirely by product-led, Stripe-billed subscriptions.

Last 12 months
2025
Product timeline
2024
Launched Arcads in January 2024 as an AI-powered platform enabling users to generate talking-head video ads by choosing AI actors and pre-written scripts.· pivot
2024
Launched Stripe-powered subscription business model from day one, reaching more than 6,000 paying subscribers.· banking
2025
Grew annual subscription revenue to $10 million in less than two years, as highlighted in a Stripe customer case study.· pivot
The stack
1 layer disclosed in Arcads’s embedded-finance stack
Payments / PSP
Stripe
Accounting gap: none