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American Realty Investors Revenue Protection Suite

Can a traditional REIT eliminate rent-collection losses and manual payment processes entirely through embedded proptech payment and revenue-protection infrastructure?

HQHouston, Texas, USA
IndustryVertical SaaS / Real Estate
The story

American Realty Investors (ARL, NYSE) is a publicly traded, externally managed real estate investment company focused on multifamily and commercial properties in the southern United States. Within its operations, ARI runs a fully digital property management function using Zego's proptech payment and revenue-protection suite, marking its embedded-finance footprint as a tenant-payments and revenue-protection layer on top of a traditional REIT structure. The Revenue Protection Suite specifically addresses NSF return and chargeback losses — a property-management-specific embedded-finance product rather than a general-purpose fintech.

Last 12 months
Product timeline
2017
American Realty Investors (ARI) began using Zego Pay to eliminate in-office paper check payments across its 4,000-unit Texas multifamily portfolio.· payments
2017
ARI adopted Zego's Revenue Protection Suite to safeguard receivables against NSF returns and chargebacks.· banking
The stack
3 layers disclosed in American Realty Investors Revenue Protection Suite’s embedded-finance stack
Payments / PSP
Zego Pay
Insurance
in the full report
Accounting
in the full report
Accounting gap: minor
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.