“Can a traditional REIT eliminate rent-collection losses and manual payment processes entirely through embedded proptech payment and revenue-protection infrastructure?”
American Realty Investors (ARL, NYSE) is a publicly traded, externally managed real estate investment company focused on multifamily and commercial properties in the southern United States. Within its operations, ARI runs a fully digital property management function using Zego's proptech payment and revenue-protection suite, marking its embedded-finance footprint as a tenant-payments and revenue-protection layer on top of a traditional REIT structure. The Revenue Protection Suite specifically addresses NSF return and chargeback losses — a property-management-specific embedded-finance product rather than a general-purpose fintech.