← Embedded Finance Index 2026

Altir

“Can a treasury-management and embedded-finance platform become the financial operating system for franchisees and multi-location small businesses?”

Founded2020
HQSan Mateo, California, United States
Latest roundSeed
IndustryFintech / SMB banking

The story

Founded in 2020 in San Mateo, Altir began as a treasury management platform specifically for franchisees, offering idle-cash yield, real-time financial monitoring, and loan access. The entity appears to have evolved into a broader business finance platform (altir.app / Altir Industries) targeting multi-location businesses and franchisees with high-yield checking, working capital, and consolidated financial dashboards. Evidence suggests a dual-entity structure (Altir LLC at altir.co and Altir Industries at altir.app) with the core embedded finance product housed in the latter.

Last 12 months

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Product timeline

2020

Altir founded as a fintech company focused on treasury management for franchisees.· banking

2023

Altir Industries (altir.app) incorporated in New York as the finance platform entity providing high-yield checking, working capital, and financial monitoring for businesses.· banking

The stack

3 layers disclosed in Altir’s embedded-finance stack

Banking / BaaS

FirstBank

Lending

in the full report

Sponsor bank

in the full report

Accounting gap: critical

3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Altir — frequently asked

What bank does Altir use?

Altir discloses FirstBank as its banking provider, according to the Embedded Finance Index 2026.

Is Altir a bank?

Altir does not disclose a bank charter of its own; its banking services are provided through FirstBank.

What is Altir's embedded finance stack?

The Embedded Finance Index 2026 maps 3 layers in Altir's stack: Banking / BaaS (FirstBank); Lending (Working capital loans and Growth capital); Sponsor bank (FirstBank).

Where is Altir headquartered?

Altir is founded in 2020 and headquartered in San Mateo, California, United States.

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