← Embedded Finance Index 2026

Altir

Can a treasury-management and embedded-finance platform become the financial operating system for franchisees and multi-location small businesses?

Founded2020
HQSan Mateo, California, United States
Latest roundSeed
IndustryFintech / SMB banking
The story

Founded in 2020 in San Mateo, Altir began as a treasury management platform specifically for franchisees, offering idle-cash yield, real-time financial monitoring, and loan access. The entity appears to have evolved into a broader business finance platform (altir.app / Altir Industries) targeting multi-location businesses and franchisees with high-yield checking, working capital, and consolidated financial dashboards. Evidence suggests a dual-entity structure (Altir LLC at altir.co and Altir Industries at altir.app) with the core embedded finance product housed in the latter.

Last 12 months
Product timeline
2020
Altir founded as a fintech company focused on treasury management for franchisees.· banking
2023
Altir Industries (altir.app) incorporated in New York as the finance platform entity providing high-yield checking, working capital, and financial monitoring for businesses.· banking
The stack
3 layers disclosed in Altir’s embedded-finance stack
Banking / BaaS
FirstBank
Lending
in the full report
Sponsor bank
in the full report
Accounting gap: critical
3 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.