Agms
“Can a hands-on, interchange-plus merchant services provider win SMB payment processing by beating Stripe on price and support?”
HQUnited States
IndustryInfrastructure / Payments
The story
AGMS (Avant-Garde Merchant Services) operates as a merchant services and payment processing provider targeting small to mid-sized businesses. The company differentiates from developer-focused processors like Stripe by offering interchange-plus custom pricing, hands-on setup, and dedicated account management. Its payment gateway is powered by NMI, and it competes directly for merchants who prioritize cost savings and human support over self-serve developer tooling.
Last 12 months
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The stack
1 layer disclosed in Agms’s embedded-finance stack
Payments / PSP
NMI (self-operated gateway via NMI)
Accounting gap: none