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ABC Fitness

Can a fitness-industry billing utility become the full financial operating system for gym and studio operators globally — owning payments, lending, insurance, and member management in one vertical SaaS platform?

Founded1981
HQFrisco, TX 75034, USA
Latest roundPrivate Equity-Backed (Thoma Bravo)
IndustryVertical SaaS / Fitness & Health Clubs
The story

Founded in 1981 as American Billing Company, ABC began as a pure billing and payment-processing utility for gyms, automating EFT and credit-card drafting for health club membership dues. Over time it evolved into a full club-management SaaS platform (rebranded ABC Fitness Solutions), adding revenue-cycle management, member experience tools, and analytics. Under Thoma Bravo ownership it moved upmarket and accelerated an M&A strategy, acquiring Glofox in 2022 to extend into boutique fitness studios globally. The company has since layered embedded finance directly onto its platform — launching RevenueNow (working-capital lending for gym operators) and ABC Fitness Insurance — transforming from a payments utility into a vertical fintech OS for the fitness industry.

Last 12 months
2025-04
2025-05
2026-02
Product timeline
1981
Founded as American Billing Company, providing billing and payment services to gyms and health clubs.· pivot
2017
ABC Financial Services, Inc. certifies under EU-U.S. Privacy Shield for cross-border data transfer covering member billing and payment data.· banking
2022
Thoma Bravo-backed ABC Fitness Solutions acquires Dublin-based Glofox, adding boutique fitness studio management software to its portfolio.· acquisition
2023
Launches RevenueNow, an embedded lending product offering direct financing to gym/club owners within 24-72 hours, repaid via the billing system.· lending
2025
Launches ABC Fitness Insurance in partnership with Authentic Insurance, offering commercial insurance to fitness professionals and studio owners.· banking
The stack
3 layers disclosed in ABC Fitness’s embedded-finance stack
Payments / PSP
ABC Fitness Payments (self-operated)
Lending
in the full report
Insurance
in the full report
Accounting gap: significant
2 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.